Archive | February, 2012

Your Spring Thaw To-Do List

Spring is an ideal time to inspect in and around your home for wear and tear and safety hazards. From cracked foundations to clogged gutters to worn shingles, improperly maintained homes can lead to expensive repairs down the road – and many of those repairs are not covered by your homeowners insurance. Homeowners insurance is designed to read more

This Could be Our Motto – Maybe a Little Too Long Though!

Is price all that matters?  Actually, no.  According to the Professional Insurance Agents (“PIA”) survey, results show that customers are looking for more than the lowest price. They found that insurance customers want expert advice and counseling, personalized attention and interaction, comprehensive protection to meet their individual needs and excellent “relationship based” customer service. Value read more

Water Damage Claims

Water damage is one of the most common reasons people make claims on their home insurance. Ruptured pipes, faulty appliances and backed-up drains often lead policyholders to inspect their homeowner policy wording carefully. Water damage coverage in the homeowner insurance policy is a confusing subject. Usually, the damage caused by water will be covered, but read more

Tips on Insuring Jewelry

Basic homeowner policies provide very limited coverage for property such as jewelry. The reason for this is that jewelry is high-valued (especially in relation to its size), is easily lost or destroyed and is vulnerable to theft and fraud. If your jewelry holdings are modest (say just a few hundred dollars), perhaps the limited coverage read more