Archive | February, 2014

Sewer Backup

Backed up sewers can wreak havoc on a home, causing thousands of dollars in damage to floors, walls, furniture and electrical systems.  Sewer backup coverage is available from most insurers for a nominal cost—usually an additional annual premium of $40-$50. For homes that have been severely damaged and are uninhabitable, homeowners policies may provide Loss read more

Fireplace Safety Tips

A fireplace can provide warmth on a cold winter evening, but if not maintained and operated properly, can become deadly. Keep your family safe by following these suggestions: Have your chimney and fireplace inspected and cleaned annually by a certified professional. Always use a fireplace screen. Clear the area around the fireplace and chimney of read more

Ice Dam Tips and Information

You may not know what ice dams are, but they cost the public millions of dollars each year. Ice dams form when warmth from inside a home causes snow on the roof to melt and trickle to the roof’s edge, where it refreezes, blocking gutters and drains. Since water cannot flow over the built-up ice, read more