Archive | November, 2014

Why Did My Homeowners Insurance Premium Go Up, Without a Claim?

Pricing homeowners insurance is complex, and there are probably several reasons behind your homeowners insurance premium increase. They could include: Inflation Increases in the value of your dwelling, other structures on your property and the replacement cost of your property would make your premium go up. Though there’s an increase, it means your property is adequately read more

Do You Need Umbrella Insurance?

One of the most certain things in life is, certainly, uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could result in a multi-car accident. And you could be held liable to others for the cost of read more

Water Damage Emergency Tips

Water damage caused from ruptured pipes, faulty appliances, backed-up drains, and heavy rainfall,  lead to the most common reason people make a claim on their home insurance. Regardless of the source, when you are dealing with water damage, immediate action is crucial. Below are steps that you can take to minimize additional water damage and costs read more