Archive | April, 2015

My Neighbor’s Tree Fell on My House! Who Pays?

Is windstorm damage covered on a standard homeowner’s policy? The quick answer is: Yes. Windstorm is a covered peril on a standard homeowner’s insurance policy. The more interesting question, however, is often whose homeowner’s insurance policy covers the loss? To use the example of a falling tree, we can look at a few different scenarios to address read more


What is Hydroplaning and How Can You Prevent It?

In short, hydroplaning – sometimes called aquaplaning – occurs when the tires of your vehicle lose contact with the road beneath them in wet or rainy conditions. This most commonly occurs during heavy rain storms when water is pooling on the roads faster than it can drain. Vehicles traveling on wet roads at speeds too read more


Protecting Your Home: What Insurance Does and Doesn’t Cover

Understanding Your Home Insurance Policy As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more ways than you may think, helping you rebuild your home or repair read more