Why You Need a Personal Umbrella Policy

Umbrella (2)

More coverage. More protection. More peace of mind. With a personal umbrella policy, you can extend your auto, homeowners and other vehicle and watercraft liability insurance to better protect your assets in the event of a lawsuit. With jury awards on the rise, the liability coverage provided by your auto, home and other personal liability read more

Insuring Your Classic Car

Classic & Vintage Series - various imsges depicting details from classic and vintage automobiles

A classic, collectible or antique car is no ordinary car—and regular auto insurance is not sufficient to protect such a vehicle against damage or loss. Unlike everyday vehicles, which depreciate over time as you add miles to them, classic cars may, in fact, gain value over the years. Your insurance needs to match your special read more

Auto Collision Tips


Staying calm and on task after an auto collision can save lives and get you back on the road quickly. An auto collision can be an emotional and exhausting experience. Many motorists drive defensively, take driver education courses and prepare for stressful driving situations, but unfortunately vehicle collisions still occur. A driver is responsible for knowing read more

Is Your Shed Covered by Your Homeowner’s Insurance?

Storage Shed

Many of us who own a home also have a shed in our backyard.  Sheds are convenient for storing items that you don’t have room for in your house or garage including lawn equipment, furniture, bicycles, tools and other valuables. Some of these items are extremely expensive and would be costly to replace if damaged or read more

Liability Car Insurance

Traffic Accident with Two Drivers

No matter how careful you may be behind the wheel, accidents can happen. Even minor fender benders can result in thousands of dollars in damage. Without insurance, you pay for damages both to your vehicle and any vehicles or property you damage. That’s why auto liability insurance coverage is so essential. Not only is auto liability read more

How to Insure a Home Being Constructed

Home Construction

Most home buyers opt to buy a home that already exists. But maybe you’re thinking of buying a home that’s being constructed—either by you or by a contractor of your choice. If you plan on moving into a home that doesn’t yet exist, there’s more to it than finding the right contractor. You’ll also want to read more

How Much Car Insurance Do You Need?

Car Camaro

When you’ve got that “set of wheels,” you need to know how much insurance coverage is best for protecting them. Shopping for the right amount of car insurance requires some homework and an evaluation of how much coverage your wallet can handle. After all, it’s hard to predict which policy will guard against incidents that haven’t read more

Who Needs Life Insurance?

Chinese family in the park (CROPPED)

If someone will suffer financially when you die, chances are you need life insurance because it provides cash to your family after your death. This cash, known as the death benefit, replaces your income and can help your family meet many important financial needs like funeral costs, daily living expenses and college funding. What’s more, read more

The Sparkling Benefits of Jewelry Appraisals


A vital step in protecting and preserving the value of your jewelry is getting an updated appraisal on a regular basis. In fact, if the most recent appraisal of your jewelry took place five or more years ago, it’s time to get a new appraisal. You may be asking what a jewelry appraisal does for read more

Determining Home Replacement Cost

New home construction framing

When searching for homeowners insurance coverage, you rely on the insurance company to insure your home for it’s full replacement value. When you purchase your home, you are paying for both the market value of the home (minus any negotiated compromises) and the land value. Most people think that you should insure the home for the price read more