Six Common Business Insurance Policies

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Protecting your business from the unexpected could make the difference between long-term success and closing up shop. With an increasing number of insurance offerings available, small business owners should be sure to select coverage that matches their size, industry, region and other considerations. In addition to obtaining whatever forms of insurance are legally required at the state and read more→

Tips to Protect Your Car From Road Salt

Driving in Snow

Salt that is spread on winter roads does more than eat away at ice — it eats at your vehicle too. Road salt works by lowering the freezing point of water. With the right concentration, road crews can drop the freezing point to less than zero degrees Fahrenheit. Unfortunately, all that salt is corrosive to vehicles. Although most read more→

Did You Put a Car in Storage for The Winter?

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If you have or are planning to put a car in storage for the winter, what changes should you make to your insurance? It’s no longer necessary to have liability coverage on the vehicle. You’re not driving the car while it’s stored, so there is no chance you’ll get into an accident. Comprehensive coverage, however, read more→

No Car? You May Need Non-Owner Car Insurance

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Car ownership is declining, particularly among younger Americans. Many people, especially in urban areas, now prefer to use a car-sharing service or occasionally borrow or rent a car if they need to drive somewhere. The challenge is that drivers must always have car insurance coverage when they’re behind the wheel. For some drivers, a “non-owner read more→

Winter Weighs Heavy on Unhealthy Trees

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The sight of snow covered trees and dangling icicles can be pretty.  And dangerous! While many trees emerge seemingly unscathed from storms the seasons prior, that doesn’t mean they weren’t weakened. It’s always a good time for homeowners to perform an assessment of their trees’ health and have their trees evaluated by a certified arborist read more→

DUI: Not the End of Auto Insurance Coverage But It’ll Cost You

Drink and drive

It comes as no surprise that being cited for DUI and auto insurance are linked. If you have a DUI or OVI, it’s important to get a handle on your insurance options before you’re legally permitted back behind the wheel. Although regulations may vary by state and even by insurance company within a given state, read more→

Why Did My Homeowners Insurance Premium Go Up, Without a Claim?

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Pricing homeowners insurance is complex, and there are probably several reasons behind your homeowners insurance premium increase. They could include: Inflation Increases in the value of your dwelling, other structures on your property and the replacement cost of your property would make your premium go up. Though there’s an increase, it means your property is adequately read more→

Do You Need Umbrella Insurance?

Umbrella

One of the most certain things in life is, certainly, uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could result in a multi-car accident. And you could be held liable to others for the cost of read more→

Water Damage Emergency Tips

Storm Warning

Water damage caused from ruptured pipes, faulty appliances, backed-up drains, and heavy rainfall,  lead to the most common reason people make a claim on their home insurance. Regardless of the source, when you are dealing with water damage, immediate action is crucial. Below are steps that you can take to minimize additional water damage and costs read more→

Buying a New Car? Call Your Insurance Agent!

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Car shopping is an exciting time. You can’t wait to drive off the lot in your new vehicle and enjoy that new car smell! The car dealer assured you that he would contact your insurance agent and not to worry, so you think your work is done. After all, you signed all the paperwork and read more→