Buying a New Car? Call Your Insurance Agent!


Car shopping is an exciting time. You can’t wait to drive off the lot in your new vehicle and enjoy that new car smell! The car dealer assured you that he would contact your insurance agent and not to worry, so you think your work is done. After all, you signed all the paperwork and read more

Did You Know? Facts About Mortgage Insurance


Primary mortgage insurance, or PMI, protects lenders in the event that borrowers default on their primary mortgage by ceasing to make payments, resulting in homes ending up in foreclosure. But all borrowers do not have to pay PMI. Typically, home buyers must make a 20 percent down payment on a home when they buy it.  read more

Why ‘Spending 15 Minutes or Less’ Can Hurt You

Stop Watch

Buying insurance is one of the most important decisions you’ll make. Who you buy it from can be the difference between devastation and recovery when disaster strikes. As an independent agency, we are grateful for those that chose to buy through an independent insurance agent. Today’s TV and media ads bombard you with the message read more

Falling in Love: Fall Weddings

Fall Wedding Rings

Just like every other bride or groom, you have a laundry list of things to do before the big day. Steak or chicken, seating charts and color choices are taking over your life! And while other couples are fighting for every weekend in May or June, you’re relaxed and waiting for your fall wedding date read more

Discount Auto Insurance: Learn How to Save

Piggy bank on a red background with 20 dollar bill

At Michael Davis Insurance, we know you have to make trade-offs every day. That’s why many of our carriers offer car insurance discounts that can help you save money on your monthly insurance premium. The following are some car insurance discounts that you may qualify for: Multiple car discount Do you own more than one read more

What is a Vehicle Identification Number?


Ever wonder what the bar code on your car’s dashboard means? Similar to the way in which people are assigned Social Security numbers, every vehicle also comes labeled with a unique vehicle identification number – often referred to as a “VIN.” Use the guide below to understand the meaning of VINs and how to decode read more

Home Sweet Home: Do I Need Renters Insurance?


It’s one of the most misunderstood insurance products on the market. If you live in an apartment or have a child renting an apartment at college, renters insurance is a must. Renters insurance protects you from losses caused by theft, natural disasters or a lawsuit. Yet many renters don’t have such insurance. Data from a read more