Why ‘Spending 15 Minutes or Less’ Can Hurt You

Stop Watch

Buying insurance is one of the most important decisions you’ll make. Who you buy it from can be the difference between devastation and recovery when disaster strikes. As an independent agency, we are grateful for those that chose to buy through an independent insurance agent. Today’s TV and media ads bombard you with the message read more


Falling in Love: Fall Weddings

Fall Wedding Rings

Just like every other bride or groom, you have a laundry list of things to do before the big day. Steak or chicken, seating charts and color choices are taking over your life! And while other couples are fighting for every weekend in May or June, you’re relaxed and waiting for your fall wedding date read more


Discount Auto Insurance: Learn How to Save

Piggy bank on a red background with 20 dollar bill

At Michael Davis Insurance, we know you have to make trade-offs every day. That’s why many of our carriers offer car insurance discounts that can help you save money on your monthly insurance premium. The following are some car insurance discounts that you may qualify for: Multiple car discount Do you own more than one read more


What is a Vehicle Identification Number?

VIN(3)

Ever wonder what the bar code on your car’s dashboard means? Similar to the way in which people are assigned Social Security numbers, every vehicle also comes labeled with a unique vehicle identification number – often referred to as a “VIN.” Use the guide below to understand the meaning of VINs and how to decode read more


Home Sweet Home: Do I Need Renters Insurance?

landlord-insurance

It’s one of the most misunderstood insurance products on the market. If you live in an apartment or have a child renting an apartment at college, renters insurance is a must. Renters insurance protects you from losses caused by theft, natural disasters or a lawsuit. Yet many renters don’t have such insurance. Data from a read more


Insurance Tips Before and After a Disaster

HouseFireSmall

“If only I knew.” Four words spoken after disasters by people who’ve learned they don’t have the insurance coverage they thought they had. In our agency, we never want you to be in that situation, so here are some tips to help. Advice you need before a disaster You might have purchased your insurance a read more


GAP Insurance: How It Impacts Your Car Loan or Lease

Woman at Desk  What Do I Do

You might have heard of something called GAP insurance and you know it’s important for leasing. But you might also wonder what exactly it is and if you need it for other car loans, too. What is GAP? GAP stands for “Guaranteed Auto Protection.” Such insurance is indeed important when leasing, since you don’t actually read more


What is an SR-22 Document, and Do You Need One?

Woman Driver in Car

As the result of certain traffic violations, you may be required to obtain an SR-22 document. Read on to find out what an SR-22 is, how much SR-22 insurance costs are, and how long you’ll need to have one. What is an SR-22? An SR-22 document is required to provide state mandated proof of auto read more


How to Avoid Contractor Fraud

builder with blueprint shaking partner hand

Starting a new home improvement project? Read these helpful tips before you hire a contractor. Get a list of reputable contractors from your insurance company, the Better Business Bureau or a specialized consumer organization like Angie’s List. Contact multiple contractors, and obtain more than one estimate. Don’t allow a contractor to inspect your property if read more