Do You Have a Home Based Business? Insure It!

Home office woman on phone

Today more than 43 million Americans are operating full- or part-time businesses from the comfort of their homes, and these numbers continue to grow every year. One of the secrets to running a successful home-based business is being able to separate your business activity from your home activity. Whether you spend two hours or 62 hours read more


When Should My Kid Get His Own Car Insurance?

Teen Driver

Have you ever wondered, “when should my kid get their own car insurance?” We’re asked this question often so we’ve provided a few of the common situations where you might decide it’s time for your kid to get their own policy. Of course, this varies family to family, so we advise you to talk to your read more


Recreational Vehicles Have Special Needs

RV parked at the lake

Did you know neither recreational vehicles nor off-road vehicles are insured under normal car insurance? An RV can function as a vehicle and home at the same time. Therefore, when you hit the road with your large motor home, you need vehicle insurance for your protection. But, how about the smaller types of recreational vehicles? read more


What New Parents Should Know About Life Insurance

Expressing affection

It hits you when you’re driving your new baby home for the first time: Another human being is going to be relying on you a lot for the next 20 years. Not just emotionally—financially, too. According to a 2014 press release by Limra, the insurance and financial services trade association, four in 10 people who bought life read more


Six Common Business Insurance Policies

Business InsuranceXSmall

Protecting your business from the unexpected could make the difference between long-term success and closing up shop. With an increasing number of insurance offerings available, small business owners should be sure to select coverage that matches their size, industry, region and other considerations. In addition to obtaining whatever forms of insurance are legally required at the state and read more


Tips to Protect Your Car From Road Salt

Driving in Snow

Salt that is spread on winter roads does more than eat away at ice — it eats at your vehicle too. Road salt works by lowering the freezing point of water. With the right concentration, road crews can drop the freezing point to less than zero degrees Fahrenheit. Unfortunately, all that salt is corrosive to vehicles. Although most read more


Did You Put a Car in Storage for The Winter?

classic-car-insurance

If you have or are planning to put a car in storage for the winter, what changes should you make to your insurance? It’s no longer necessary to have liability coverage on the vehicle. You’re not driving the car while it’s stored, so there is no chance you’ll get into an accident. Comprehensive coverage, however, read more


No Car? You May Need Non-Owner Car Insurance

CarAccident

Car ownership is declining, particularly among younger Americans. Many people, especially in urban areas, now prefer to use a car-sharing service or occasionally borrow or rent a car if they need to drive somewhere. The challenge is that drivers must always have car insurance coverage when they’re behind the wheel. For some drivers, a “non-owner read more


Winter Weighs Heavy on Unhealthy Trees

Broken tree

The sight of snow covered trees and dangling icicles can be pretty.  And dangerous! While many trees emerge seemingly unscathed from storms the seasons prior, that doesn’t mean they weren’t weakened. It’s always a good time for homeowners to perform an assessment of their trees’ health and have their trees evaluated by a certified arborist read more


DUI: Not the End of Auto Insurance Coverage But It’ll Cost You

Drink and drive

It comes as no surprise that being cited for DUI and auto insurance are linked. If you have a DUI or OVI, it’s important to get a handle on your insurance options before you’re legally permitted back behind the wheel. Although regulations may vary by state and even by insurance company within a given state, read more