Discount Auto Insurance: Learn How to Save

Piggy bank on a red background with 20 dollar bill

At Michael Davis Insurance, we know you have to make trade-offs every day. That’s why many of our carriers offer car insurance discounts that can help you save money on your monthly insurance premium. The following are some car insurance discounts that you may qualify for: Multiple car discount Do you own more than one read more

What is a Vehicle Identification Number?


Ever wonder what the bar code on your car’s dashboard means? Similar to the way in which people are assigned Social Security numbers, every vehicle also comes labeled with a unique vehicle identification number – often referred to as a “VIN.” Use the guide below to understand the meaning of VINs and how to decode read more

Home Sweet Home: Do I Need Renters Insurance?


It’s one of the most misunderstood insurance products on the market. If you live in an apartment or have a child renting an apartment at college, renters insurance is a must. Renters insurance protects you from losses caused by theft, natural disasters or a lawsuit. Yet many renters don’t have such insurance. Data from a read more

Insurance Tips Before and After a Disaster


“If only I knew.” Four words spoken after disasters by people who’ve learned they don’t have the insurance coverage they thought they had. In our agency, we never want you to be in that situation, so here are some tips to help. Advice you need before a disaster You might have purchased your insurance a read more

GAP Insurance: How It Impacts Your Car Loan or Lease

Woman at Desk  What Do I Do

You might have heard of something called GAP insurance and you know it’s important for leasing. But you might also wonder what exactly it is and if you need it for other car loans, too. What is GAP? GAP stands for “Guaranteed Auto Protection.” Such insurance is indeed important when leasing, since you don’t actually read more

What is an SR-22 Document, and Do You Need One?

Woman Driver in Car

As the result of certain traffic violations, you may be required to obtain an SR-22 document. Read on to find out what an SR-22 is, how much SR-22 insurance costs are, and how long you’ll need to have one. What is an SR-22? An SR-22 document is required to provide state mandated proof of auto read more

How to Avoid Contractor Fraud

builder with blueprint shaking partner hand

Starting a new home improvement project? Read these helpful tips before you hire a contractor. Get a list of reputable contractors from your insurance company, the Better Business Bureau or a specialized consumer organization like Angie’s List. Contact multiple contractors, and obtain more than one estimate. Don’t allow a contractor to inspect your property if read more

Dogs and Insurance: The Bite is Worse Than the Bark

Young Family

You don’t have to search far to find a story about the numerous dog bite incidents that happen in the country each year. While our cuddly companions are often considered a member of the family, they may not be as friendly to strangers. That said, our furry friends should be insured for the same reasons read more

Why Jewelry May Not Be Covered in Your Home Policy


Perhaps you just got engaged and you’re wearing a brand new, expensive engagement ring. Maybe your husband bought you a gorgeous pearl necklace for your wedding anniversary, or you have an heirloom jewelry collection that belonged to your grandmother. Your jewelry may be the most expensive personal property you own. If these special and costly items read more

Pre-Season Tips for Boat or RV


Summer is fast approaching and it’s time to take your toys out of their winter storage areas. Check out this list with tips for a successful pre-season preparing your boat and/or RV for the summer. Remove covers and inspect the entire vehicle to ensure everything is in good working order. Take your boat to a read more