Arborist Insurance

Michael Davis Insurance is committed to the tree care industry and we offer comprehensive coverage, expert advice, and competitive pricing.  We have the capability to “package” all of your commercial arborist coverages including, but not limited to, Commercial General Liability, Professional Errors and Omissions, Pesticide Application Coverage and Commercial Auto.  We can even cover your bucket trucks and all of your business equipment.

Available Arborist coverages can include:

  • General Liability Insurance (a required coverage)
    • E&O coverage providing protection for cutting down the wrong tree, spraying the wrong property or for over-spraying
    • Blanket additional insured
    • Per job aggregate
    • Limited job-site pollution for customers who use pesticides/herbicides or other potential pollutants on their customers’ sites
    • Herbicide/pesticide coverage
    • Employee benefit liability
    • Crane coverage
  • Commercial Auto Insurance
    • Hired autos and non-owned autos
    • Auto pollution broadening endorsement – a necessary coverage extension if your customer is transporting any chemicals
    • Drive other car coverage
  • Umbrella Insurance
    • We must write the general liability
    • Primary auto or workers’ compensation carriers must be rated A
    • Primary limit minimum requirements:
      • General liability: $1,000,000 / $2,000,000
      • Auto: $1,000,000 combined single limit
  • Property Insurance
    • Building and contents
    • Income and extra expense coverage
    • Accounts receivable
    • Computers
    • Lost key
    • Demolition and increased cost of construction
  • Inland Marine
    • Weight-of-load coverage
    • Equipment rental reimbursement
    • Installation floaters
    • Scheduled and unscheduled equipment
    • Employee tools coverage
  • Workers’ Compensation
  • Crime Insurance

To find out more about this specialty insurance product, contact us today.

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