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How to Protect a Vacant Building

Did you know that vacant commercial buildings have a greater risk than occupied properties? Vacant properties can attract vandals and may become a magnet for trash and crime. Maintenance issues also are a challenge when no one’s around to notice if a sprinkler starts leaking or a pipe bursts. That’s why most commercial property policies limit read more


Do You Have a Home Based Business? Insure It!

Today more than 43 million Americans are operating full- or part-time businesses from the comfort of their homes, and these numbers continue to grow every year. One of the secrets to running a successful home-based business is being able to separate your business activity from your home activity. Whether you spend two hours or 62 hours read more


Six Common Business Insurance Policies

Protecting your business from the unexpected could make the difference between long-term success and closing up shop. With an increasing number of insurance offerings available, small business owners should be sure to select coverage that matches their size, industry, region and other considerations. In addition to obtaining whatever forms of insurance are legally required at the state and read more


What is EPLI and Why Should Businesses Purchase It?

Employment Practices Liability Insurance (EPLI) protects against wrongful termination, discrimination (age, sex, race, disability, etc.) or sexual harassment suits from your current, prospective or former employees. This coverage applies to directors, officers and employees, and can sometimes extend to third party liabilities. From the moment that you start the pre-hiring process until the exit interview, you read more


Knowing When to Purchase Commercial Auto Insurance

Having the right kind of automobile insurance is important to insure you have the appropriate coverage in the event of a claim. If your vehicle is used for business purposes, then commercial auto insurance is the right type of insurance for you. Commercial auto insurance is similar to personal auto insurance and includes liability, collision, read more


Not Sure What Type of Business Insurance You Need?

Understanding Business Insurance The success of any business depends on hard work and ingenuity. Business insurance ensures that all the effort and money you have invested in your business is covered in case a disaster strikes. In general, businesses need to purchase at least the following four types of insurance: Property insurance compensates you if the read more


Why Private Companies Should Buy D&O Insurance

Most public companies don’t need to be persuaded that their company needs directors and officers insurance. However, the matter is viewed differently by some private company managers, particularly those at very closely held companies who believe they are unlikely to ever have a D&O lawsuit. Private companies are sued everyday – sometimes for events that read more