Competition Vehicle Program

The competition vehicle insurance program is designed to protect competition vehicles from physical damage losses due to fire, theft, trailer upset and most other physical damage claims. Other items that can be covered are spare parts, tools and equipment. Coverage is provided while the insured items are stored and transported to and from events and while in paddock or garage areas.

Coverages Available And Program Highlights:

  • Written on an admitted basis in all states (no surplus lines fees or taxes)
  • Valuation of loss based on agreed value of insured property rather than actual cash value
  • Coverage extends to competition vehicle under own power for incidental movement while in the pits
  • No coinsurance
  • Expediting and rental expense coverage included
  • Flood and earthquake coverage while in transit

Additional Products

  • Homeowners
  • Automobile
  • Motorcycle

Eligible Operations

  • Race competition vehicle

Key Underwriting/Qualifying Factors

(Including, but not limited to):

  • The policy inventory schedule must include at least one competition vehicle$500 minimum earned account premium

Ineligible Operations

  • Vehicles licensed or registered for public road use
  • Vehicles not owned by insured or contractually obligated to insure

Preliminary Underwriting Information Required

  • Application

Download Our Competition Vehicle Application

This pdf application form can be filled out and emailed to us today!