Who is Insured?

• Any person or organization involved in operating, managing, sanctioning, sponsoring or providing the premises for sanctioned events (this includes officials).
• Any participant, competition vehicle owner and competition vehicle sponsor in conjunction with approved sanctioned events.

Exclusions

Exclusions include, but are not limited to, the following:  employment-related practices; pollution; intentional acts; damage to property in the care, custody and control of the insured; losses arising from the ownership, use or maintenance of any automobile.

Participant Accident Program

Participant accident medical coverage is provided for insured persons participating in racing events held at sanctioned tracks which include:  practice, tuning and testing, qualifying for racing and driving schools that have been endorsed onto the policy and for which appropriate premium has been paid.