It takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to appreciate in value throughout the years.
We understand that classic and antique cars are unique and require a unique policy. Michael Davis Insurance is dedicated to working with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications. We will work hard to ensure your investment has the perfect coverage.
Here are some features you should look for when shopping for classic car insurance:
This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.
If you are only driving your car part-time, you want to find a policy that will take this into consideration.
Not all collector cars are the same. Working with an insurance professional to determine the right amount of coverage to meet your specific needs is important.
Maintaining value for a collector car often requires the car to be driven less than 5,000 annual miles. If you want to drive your car more than this, you should discuss your options with your insurer.
When you are driving your classic car, you should be sure that you have flatbed coverage and that your coverage will extend to the closest qualified repair facility.
Whether you are in possession of a classic Mustang, Camaro, Charger, Corvette, Thunderbird, or any other collector car, talk with us today to create an insurance policy that combines the best coverage, value and price for your situation.